Independent Living

Month

Content

Performance Standards Addressed

Skills for Student Achievement

Assessment

 

Week 1

Being a Consumer

2.1.2 Examine how individuals and

families make choices to satisfy needs and wants.

2.3.1 Examine state and federal policies

and laws providing consumer protection.

·         Identify roles consumers play

·         Analyze the factors that affect consumer decisions

·         Explain the impact of advertising on consumer decisions

·         Explain consumer rights and responsibilities

·         Describe how to make a consumer complaint

·         Chpt.1 Workbook

·         Analyze Advertising

·         Chpt. 8 Workbook

·         Role Play

·         Consumer Complaint Letter

·         Journal

·         Test

Week 2-3

Spending and Savings//Investment Plans

2.6.1 Examine the need for personal and family financial planning

2.6.2 Apply management principles to

individual and family financial practices

3.3.2 Examine components of a

financial planning process that reflects

the distinction between needs and wants, values, goals, and economic resources.

3.3.4 Examine investment and savings alternatives.

·         Analyze personal spending habits

·         Explain how saving can affect short and long term goals

·         Evaluate available savings options

·         Develop a personal spending/savings plan

 

 

·         Chpt. 6 Workbook

·         Chpt, 7 Workbook

·         Chpt. 9 Workbook

·         Chpt. 11 Workbook

·         Compare Savings Plans on Internet

·         Personal Spending/Savings Plan

·         Journal

·         Test

Week 4-5

Banking Services

2.6.2 Apply management principles to individual and family financial practices

 

·         Define basic terminology related to banking services

·         Evaluate available checking account services

·         Practice using a checking account

·         Explain how to use electronic banking services

·         Chpt. 10 Workbook

·         Checking Account Packet

·         Guest Speaker

·         Test

 

Week 6-7

Credit

3.3.3 Determine the impact of consumers’ credit in long-term financial planning.

 

·         Define basic terminology related to consumer credit

·         Analyze the advantages and disadvantages of credit

·         Identify ways to establish and maintain a good credit rating

·         Complete a credit application

·         Analyze telephone and direct mail credit offers

·         Unit 4 Attitude Inventory

·         Chpt. 13 Workbook

·         Chpt. 14 Workbook

·         Chpt. 15 Workbook

·         Unit 5 Attitude Inventory

·         Chpt. 16 Workbook

·         Chpt. 17 Workbook

·         Journal

·         Tests

Week 8-9

Insurance

2.6.3 Apply management principles to decisions about individual and family insurance.

·         Define basic terminology related to insurance

·         Identify factors influencing decisions about insurance

·         Explain the types and components of property and homeowners insurance

·         Explain the types and components of automobile insurance

·         Explain the types and components of life insurance

·         Explain the types and components of health insurance

·         Identify other types of insurance available to the consumer

·         Describe government insurance programs

·         Chapter 18 Workbook

 

·         Chpt. 19 Workbook

·         Chpt. 20 Workbook

·         Guest Speaker

·         Journal

·         Tests

 

Week 10-11

Housing

2.1.5 Implement decisions about housing and furnishings.

·         Compare renting versus purchasing a home

·         Assess the costs of housing

·         Identify basic furniture and appliance needs

 

·         Unit 10 Attitude Inventory

·         Chpt. 30 Workbook

·         Chpt. 32 Workbook

·         Apartment Search on Internet

 

 

Week 12

Transportation

2.1.8 Apply consumer skills to acquire and maintain transportation that meets the needs of individuals and family members.

·         Explain rights and responsibilities relating to vehicle ownership

·         Chpt. 22 Workbook

·         Chpt. 23 Workbook

·         Car Search on the Internet

 

Week 13-18

Food

2.1.3 Implement decisions about providing safe and nutritious food for individuals and families.

·         Discuss the relationship between nutrition and well-being

·         Plan nutritious meals and snacks within a budget

·         Identify wise food buying practices and comparison shopping techniques

·         Identify ways to prevent kitchen accidents and food-borne illnesses

·         Consistently demonstrate kitchen safety and sanitation practice during labs

·         Describe and consistently use basic measuring procedures

·         Identify and appropriately use basic kitchen tools and utensils

·         Actively participate in food preparation labs

·         Chpt 27 Workbook

·         Chpt 28 Workbook

·         On Your Own Project

·         Food Preparation Labs

·         Test

 

 

 

 

 

 

 

 

Textbook:  Consumer Education and Economics

References: www.uen.org

Consumer Economics/

Money Management

Life Management

Financial Literacy